Simple options. Clear conversations.
Final pricing depends on underwriting and your business profile—but these are the common paths.
*Rates, fees, and funding times vary by merchant, card type, and processing method.
“We’ll recommend the simplest structure that fits how you run your business.”
— PayPoint TeamFlat‑rate
Easy to understand for many small businesses.
- Predictable pricing
- Great for mixed card types
- Quick comparisons
Interchange‑plus
Often best for higher volume and more optimized card mix.
- Transparent cost breakdown
- Potential savings at scale
- Reporting‑friendly
Custom
For specialized business types or complex setups.
- Multiple locations
- POS integrations
- High‑ticket / unique workflows
What you’ll need for a quote
How you sell
In‑person, online, invoicing, or a mix.
Monthly volume
Estimated card volume and average ticket.
Business details
Basic info for underwriting and setup.
Common questions
Do you support American Express?
Yes. Availability and onboarding depends on the program and underwriting.
How fast are deposits?
Funding speed depends on bank, risk, and underwriting. We’ll confirm expectations before you switch.
Can I get new equipment?
Yes—see our Products page for recommended terminals and POS options.