0% processing · 90-day free trial · Free statement review · Call (773) 849-4934 | Text us a statement: (773) 849-4934

Cash Discount vs Interchange-Plus

Two clear options in plain English — including 0% processing via cash discount. Start with a 90-day free trial. We don’t publish one-size-fits-all rates here — every account is priced after a free statement review.

0% processing

Cash Discount

0% processing fees

Customers who pay cash get your cash price. Card sales include a posted card price so you can run at 0% processing via our cash discount program — fees aren’t coming out of your pocket.

In plain English:

  • Goal: 0% processing fees on your statement via cash discount (cash price · card price).
  • Trial: 90-day free trial. Free terminal if your account qualifies.
  • Next step: Free eligibility check + free statement review.
Start Your 90-Day Free Trial

Interchange-Plus

Network cost + clear markup

You pay the real card-network interchange, plus a transparent PayPoint markup. Clear cost-plus pricing you can audit on the statement — no mystery markup layers.

In plain English:

  • Goal: See what the networks charge, plus one clear markup.
  • Best for: Higher-ticket, B2B, or merchants who prefer absorbing fees.
  • Next step: Free statement review to compare against your current processor.
Free Eligibility Check

Free statement review · 90-day free trial

Text or email a recent processing statement and we’ll walk you through 0% processing via cash discount vs interchange-plus for your volume — then start your 90-day free trial. No obligation.